WebThis type of finance offers far more manageable payments and cheaper short-term costs, meaning you can access the latest used car makes and models, without breaking the bank. PCP's single biggest advantage is you can usually get a better car for your monthly budget and it's easier to change cars more regularly than with HP. WebFeb 14, 2024 · Generally with PCP I think the chances of being approved a higher than say a bank loan or credit card, because the debt is secured against the car and the person …
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WebHow does PCP work? Often customers will pay an initial deposit at the start of the agreement, which can be a cash deposit or you can part exchange your old vehicle, or both. Once the deposit is paid and the credit agreement is signed, you will pay fixed monthly payments for the duration of the contract (usually between 24-48 months). WebPCP deals are usually only available to individuals with a good or excellent credit rating, so if your credit score has had a few knocks, Hire Purchase (HP) might be a better option for you. The choice of multiple settlement … north houston hunting lodge
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